Money, Business & Real Estate
మీ Salary పెరుగుతోంది... Wealth ఎందుకు పెరగడం లేదు?
Ft. Kranthi Kumar Rangu · 57:47 · 19 Jun 2026
Why do so many hardworking people struggle financially despite a decent income? Vijay Rangu and financial advisor Kranthi Kumar Rangu go through emergency funds, insurance, gold and building wealth in simple language.
Key discussion points
- Why an emergency fund matters when no private job is guaranteed, and how much to keep
- How to build that fund by cutting unnecessary spending first
- The finance triangle: health insurance, then life insurance, and only then investments
- Starting at 25 vs starting in mid-career
- The guest's view on how savings-account money gets lent onward, and why the middle class stays cautious
- Saving vs investing: your money loses value if returns don't beat inflation
- Gold: the thin line between saving and investing
- Land and liquidity: why to spread money across asset classes
- No emergency fund leads to the credit card cycle and borrowing from others
- Primary, secondary and passive income
- Long-term goals: education, marriage, retirement, systematic withdrawal plans, allocation by age
General education only, not personal investment advice. Investments are subject to market risks.
